Ohram Capital Group respects your privacy. This Privacy Policy explains how we collect, use, share, and protect information when you visit our website, submit a business funding application, contact us, or use our services.
1. Information We Collect
We may collect information you provide directly, including:
Business name, owner name, phone number, email address, business address, industry, time in business, monthly revenue, requested funding amount, business bank information, tax identification information, ownership details, financial documents, bank statements, application details, and any other information you submit through our website, forms, email, phone, or related communication channels.
We may also collect technical information automatically, including IP address, browser type, device information, pages visited, referral source, date and time of visit, and website usage data.
2. How We Use Your Information
We may use your information to:
Review and process business funding applications; determine potential eligibility for funding products; connect you with lenders, funding partners, or financial service providers; verify application information; communicate with you about your inquiry or application; provide customer support; improve our website and services; send updates, offers, or marketing communications; prevent fraud and unauthorized activity; and comply with legal, regulatory, or contractual obligations.
3. Information Sharing
We may share your information with:
Lending partners, funding providers, brokers, financial institutions, underwriting teams, verification services, payment processors, technology providers, marketing service providers, compliance vendors, legal or regulatory authorities, and other parties involved in evaluating, processing, or supporting your funding request.
We do not sell your personal information in the traditional sense. However, submitting a funding inquiry may involve sharing your information with funding partners or service providers to evaluate available business financing options.
4. Authorization to Verify Information
By submitting an application or inquiry, you authorize Ohram Capital Group and its lending partners or service providers to verify the information you provide. This may include reviewing business financials, bank statements, revenue history, business ownership details, credit-related information, public records, and other relevant data.
5. Communications
By providing your contact information, you agree that Ohram Capital Group and its partners may contact you by phone, email, text message, or other methods regarding your application, funding options, account status, or related services.
You may opt out of marketing emails by following the unsubscribe instructions in the email. You may opt out of text messages by replying “STOP,” where applicable. Opting out of marketing communications does not prevent us from sending important transactional or application-related messages.
6. Cookies and Tracking Technologies
Our website may use cookies, pixels, analytics tools, and similar technologies to improve site performance, understand visitor behavior, measure marketing effectiveness, and enhance user experience.
You may adjust your browser settings to block or delete cookies. Some website features may not function properly if cookies are disabled.
7. Data Security
We use reasonable administrative, technical, and physical safeguards to help protect information submitted through our website and application process. However, no method of transmission or electronic storage is completely secure, and we cannot guarantee absolute security.
8. Data Retention
We may retain your information for as long as necessary to process your request, provide services, maintain business records, comply with legal obligations, resolve disputes, prevent fraud, and enforce agreements.
9. Third-Party Websites
Our website may contain links to third-party websites or services. We are not responsible for the privacy practices, content, or security of third-party websites. You should review their privacy policies before providing information.
10. Your Privacy Choices
Depending on your location and applicable law, you may have the right to request access to, correction of, deletion of, or restriction on the use of certain personal information.
To submit a privacy-related request, contact us using the information below. We may need to verify your identity before processing your request.
11. Children’s Privacy
Our website and services are intended for business users and are not directed to children under the age of 13. We do not knowingly collect personal information from children.
12. Updates to This Privacy Policy
We may update this Privacy Policy from time to time. Changes will be posted on this page with an updated “Last Updated” date. Your continued use of the website after changes are posted means you acknowledge the updated Privacy Policy.
13. Contact Us
For questions about this Privacy Policy or to submit a privacy request, contact us.