Welcome to Ohram Capital Group. These Terms of Service govern your use of our website, online forms, business funding application, and related services. By accessing this website or submitting information through our forms, you agree to these Terms.
1. About Ohram Capital Group
Ohram Capital Group is a nationwide business funding facilitator that helps businesses explore working capital solutions, merchant cash advances, equipment financing, SBA loan options, business lines of credit, invoice factoring, real estate investor funding, and revenue-based financing.
Ohram Capital Group is not a bank. Funding products, approval amounts, rates, fees, repayment terms, and funding timelines vary by lender, funding partner, product type, and underwriting criteria.
2. No Guarantee of Approval
Submitting an application or request for funding does not guarantee approval, funding, rates, terms, or availability of any financial product.
All applications are subject to review, verification, underwriting, and approval by Ohram Capital Group, its lending partners, funding providers, or third-party financial institutions.
3. Use of Website
You agree to use this website only for lawful business purposes. You may not use this website to:
Submit false, misleading, or fraudulent information; interfere with website security or functionality; attempt to access unauthorized systems or data; or use the website in any way that violates applicable laws or regulations.
4. Business Application Information
By submitting a business funding application or inquiry, you represent that the information you provide is accurate, complete, and submitted with proper authority on behalf of the business.
You authorize Ohram Capital Group and its lending partners, funding providers, service providers, and affiliates to review, verify, and evaluate the information you submit. This may include business revenue, bank statements, credit profile, ownership information, tax identification details, financial history, and other information needed to assess eligibility.
5. Communications Consent
By providing your phone number, email address, or other contact information, you consent to be contacted by Ohram Capital Group and its partners by phone, text message, email, or other communication methods regarding your inquiry, application, funding options, account updates, or related services.
Message and data rates may apply. You may opt out of marketing communications at any time, but transactional or application-related communications may still be sent where permitted by law.
6. Funding Timelines
References to same-day approvals, 24-hour funding, or 24–48 hour funding are estimates and are not guarantees. Actual approval and funding times depend on application completeness, underwriting, verification requirements, lender review, banking timelines, and other factors outside our control.
7. Rates, Fees, and Terms
Funding terms vary by product and provider. Any examples, estimates, or descriptions on this website are for informational purposes only and may not reflect the final terms offered to your business.
Before accepting any funding offer, you should carefully review all terms, repayment obligations, fees, costs, and disclosures provided by the applicable lender or funding provider.
8. Third-Party Partners
Ohram Capital Group may work with third-party lenders, funders, brokers, processors, technology providers, verification services, and other partners. We are not responsible for the actions, decisions, policies, or practices of third parties.
Your use of third-party services may be subject to separate terms, conditions, and privacy policies.
9. Website Content
All content on this website, including text, graphics, logos, design elements, service descriptions, and other materials, is provided for general informational purposes. We may update, modify, or remove website content at any time without notice.
You may not copy, reproduce, distribute, modify, or use our website content for commercial purposes without written permission.
10. No Financial, Legal, or Tax Advice
Information on this website does not constitute financial, legal, accounting, or tax advice. You should consult your own professional advisors before accepting any funding product or making business financial decisions.
11. Limitation of Liability
To the fullest extent permitted by law, Ohram Capital Group shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of this website, submission of an application, reliance on website content, or interaction with third-party funding providers.
12. Disclaimer of Warranties
This website and its content are provided “as is” and “as available.” Ohram Capital Group makes no warranties that the website will be uninterrupted, secure, error-free, or free from harmful components.
13. Indemnification
You agree to indemnify and hold harmless Ohram Capital Group, its owners, employees, representatives, affiliates, and partners from any claims, losses, liabilities, damages, costs, or expenses arising from your use of the website, your submitted information, your violation of these Terms, or your violation of applicable law.
14. Changes to These Terms
We may update these Terms of Service at any time. Updates will be posted on this page with a revised “Last Updated” date. Continued use of the website after changes are posted means you accept the updated Terms.
15. Contact Us
For questions about these Terms, contact us.